how did I get here?
January 20th, 2009 at 03:00 pmSooooo I am in pretty big debt which is really upsetting considering last year I was debt free minus my car and home. I have no idea how I got into this hole really. I would love to say I bought some really cool stuff or took a exotic vacation but sadly it is not true.
So the goal is to get myself out of this hole. I would like to do it in 24 months unless I am crazy. I would like to have a nest egg with 6 months of expenses and also pay off the 15,000 dollars I now have on my home LOC which was credit card debt.
So it is time to get serious. No credit cards at all unless it is a REAL emergency. Cute shoes on a major sale is not an emergency.
I need to find joy in the things that I already have as far as material possesions and I need to try to enjoy my life in experiences not things.
So lets get started and not worry how i got here but rather work (not worry) on getting out.